[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.foxpc.cz\/duchod-uz-klepe-na-dvere-ale-kde-vzit-penize\/#Article","mainEntityOfPage":"https:\/\/www.foxpc.cz\/duchod-uz-klepe-na-dvere-ale-kde-vzit-penize\/","headline":"D\u016fchod u\u017e klepe na dve\u0159e – ale kde vz\u00edt pen\u00edze?","name":"D\u016fchod u\u017e klepe na dve\u0159e – ale kde vz\u00edt pen\u00edze?","description":"To, \u017ee bychom si m\u011bli na d\u016fchody spo\u0159it, v\u00edme asi v\u0161ichni. St\u00e1t n\u00e1m zkr\u00e1tka u\u017e nedok\u00e1\u017ee garantovat, \u017ee n\u00e1\u0161 d\u016fchod bude v takov\u00e9 v\u00fd\u0161i, \u017ee z n\u011bj budeme moci d\u016fstojn\u011b vy\u017e\u00edt. Ti, kte\u0159\u00ed jsou v t\u00e9to situaci u\u017e nyn\u00ed, maj\u00ed je\u0161t\u011b mo\u017enosti, jak si mohou pomoci. Jak to bude ale s budouc\u00edmi generacemi? To te\u010f […]","datePublished":"2024-01-20","dateModified":"2024-02-21","author":{"@type":"Person","@id":"https:\/\/www.foxpc.cz\/author\/#Person","name":"","url":"https:\/\/www.foxpc.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"foxpc.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.foxpc.cz\/wp-content\/uploads\/matt-bennett-78hTqvjYMS4-unsplash%20(1).jpg","url":"https:\/\/www.foxpc.cz\/wp-content\/uploads\/matt-bennett-78hTqvjYMS4-unsplash%20(1).jpg","height":0,"width":0},"url":"https:\/\/www.foxpc.cz\/duchod-uz-klepe-na-dvere-ale-kde-vzit-penize\/","wordCount":463,"articleBody":"   To, \u017ee bychom si m\u011bli na d\u016fchody spo\u0159it, v\u00edme asi v\u0161ichni. St\u00e1t n\u00e1m zkr\u00e1tka u\u017e nedok\u00e1\u017ee garantovat, \u017ee n\u00e1\u0161 d\u016fchod bude v takov\u00e9 v\u00fd\u0161i, \u017ee z n\u011bj budeme moci d\u016fstojn\u011b vy\u017e\u00edt. Ti, kte\u0159\u00ed jsou v t\u00e9to situaci u\u017e nyn\u00ed, maj\u00ed je\u0161t\u011b mo\u017enosti, jak si mohou pomoci. Jak to bude ale s budouc\u00edmi generacemi? To te\u010f nikdo nedok\u00e1\u017ee \u0159\u00edct. Up\u0159\u00edmn\u011b si ale \u0159ekn\u011bme, \u017ee vyhl\u00eddky nejsou moc dobr\u00e9. Dlouhodob\u00e9 \u0161t\u011bdr\u00e9 rozd\u00e1v\u00e1n\u00ed d\u016fchodu a fakt, \u017ee na\u0161e generace st\u00e1rne \u010d\u00edm d\u00e1l v\u00edce, vlivem v\u00fdvoje medic\u00edny a v\u011bdy, plus ni\u017e\u0161\u00ed porodnost, to v\u0161echno jsou faktory, kter\u00e9 nevedou d\u016fchodovou politiku v\u016fbec dobr\u00fdm sm\u011brem.Proto, i kdy\u017e m\u00e1te do d\u016fchodu je\u0161t\u011b n\u011bkolik des\u00edtek let, je dobr\u00e9 za\u010d\u00edt myslet dop\u0159edu a za\u010d\u00edt na sv\u00e9 d\u016fchodov\u00e9 roky \u0161et\u0159it ji\u017e nyn\u00ed. V dne\u0161n\u00ed dob\u011b m\u00e1te spoustu mo\u017enost\u00ed, jak u\u0161et\u0159it, a i pokud nem\u016f\u017eete \u0161et\u0159it moc, t\u00edm, \u017ee za\u010dnete brzy, se v\u00e1m m\u016f\u017ee na \u00fa\u010dtu vytvo\u0159it slu\u0161n\u00e1 kupi\u010dka pen\u011bz, kterou pozd\u011bji pou\u017eijete na klidn\u00e9 st\u00e1\u0159\u00ed.Ka\u017ed\u00e1 banka v\u00e1m dnes nab\u00eddne penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed nebo spo\u0159\u00edc\u00ed \u00fa\u010det. Tohle b\u00fdv\u00e1 nej\u010dast\u011bj\u0161\u00ed cesta, jak lid\u00e9 \u0161et\u0159\u00ed pen\u00edze. Penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed se v\u00e1m vyplat\u00ed zejm\u00e9na ve chv\u00edli, kdy v\u00e1m na n\u011bj p\u0159isp\u00edv\u00e1 zam\u011bstnavatel. N\u011bkte\u0159\u00ed maj\u00ed p\u0159\u00edsp\u011bvky opravdu \u0161t\u011bdr\u00e9, a d\u00edky tomu se m\u016f\u017eete se sv\u00fdmi \u00faspory dostat na zaj\u00edmavou \u010d\u00e1stku. Na druhou stranu, na sv\u00e9 penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed nem\u016f\u017eete s\u00e1hnout, dokud nebudete m\u00edt d\u016fchodov\u00fd v\u011bk. Pokud to ud\u011bl\u00e1te, p\u0159ijdete o p\u0159\u00edsp\u011bvky, kter\u00e9 v\u00e1m na penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed p\u0159isp\u00edv\u00e1 st\u00e1t.Pokud si budete pen\u00edze ukl\u00e1dat na spo\u0159\u00edc\u00ed \u00fa\u010det, m\u00e1te ke sv\u00fdm pen\u011bz\u016fm voln\u011bj\u0161\u00ed p\u0159\u00edstup. Bude se v\u00e1m to hodit t\u0159eba ve chv\u00edl\u00edch, kdy v\u00e1s potk\u00e1 ne\u010dekan\u00e1 ud\u00e1lost a ne\u010dekan\u00e9 v\u00fddaje. M\u00edsto toho, abyste si museli p\u016fj\u010dit od banky, t\u0159eba na novou pra\u010dku nebo opravu auta, vezmete si \u010d\u00e1st sv\u00fdch \u00faspor na d\u016fchod a sm\u00ed\u0159\u00edte se s t\u00edm, \u017ee se kupi\u010dka pen\u011bz o n\u011bco zmen\u0161ila.V\u00edce se dozv\u00edte v \u010dl\u00e1nku Na d\u016fchod je t\u0159eba spo\u0159it Nebankovn\u00ed hypot\u00e9ka.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"D\u016fchod u\u017e klepe na dve\u0159e – ale kde vz\u00edt pen\u00edze?","item":"https:\/\/www.foxpc.cz\/duchod-uz-klepe-na-dvere-ale-kde-vzit-penize\/#breadcrumbitem"}]}]